Your FD, Your Backup — Quick Loans Against Deposits!

Unlock immediate funds while your FD continues to earn interest.

Why break your Fixed Deposit when you can borrow against it? Janata People's Fixed Deposit Mortgage Loan allows you to get funds quickly without disturbing your savings — ensuring financial flexibility and peace of mind.

Why Choose FD Mortgage Loan with Janata People?

Loan Against FD

Use your existing Fixed Deposit as security without breaking it.

Low Interest Rates

Enjoy lower loan interest compared to personal loans.

FD Continues to Earn

Your deposit keeps earning full interest while you use the loan amount.

Quick Processing

Loan approval within hours — simple and swift process.

Minimal Documentation

Basic paperwork — easy access to liquidity when needed.

Flexible Repayment

Pay back comfortably without disturbing your savings goals.


🧠 Here's a Simple Example

Have an FD of ₹5 lakh? Avail a loan up to ₹4 lakh instantly without breaking your deposit!